About Us

JJEM Finance Solutions, is a finance consultancy business established by its principal lending consultant, John Koznedelev.

John has worked within the banking and finance industry for over 20 years, gaining extensive experience in business, commercial and personal finance. His background and experience is channelled into JJEM Finance Solutions, to provide you, as our client, with the best possible advice and finance solutions to suit your personal or business needs.

John is accredited to structure and submit commercial & business cash-flow lending applications, vehicle & equipment finance applications and home loan applications through our panel of lenders.

JJEM Finance Solutions, has an extensive network, which includes real estate agents, accountants, insurers (insurance brokers), builders/developers, financial planners and registered conveyancers who can add value to your personal or business needs.

It is essential, when assessing your financial situation, to ensure that you protect your personal and business assets, including key persons within your business. JJEM Finance Solutions can assist you by arranging an insurance quote to suit your personal and business needs.


In an ever changing world, where individuals and businesses are experiencing decreased levels of personal service, JJEM Finance Solutions is pleased to listen to what your finance needs are and provide you advice and input, on how to achieve your goals and structure your finances, with no obligation, on your behalf.

Consider JJEM Finance Solutions your personal banker who attends to your finance and banking requirements , to benefit your best interests.


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Accredited Member AFG

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MFAA Approved Broker

JJEM Finance Solutions is a member of the MFAA

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